---
title: "From New Graduate to Impact: Meeting Our Newest Full-Time Hires"
description: At SoFi, our New Grad Program is the first chapter of a long-term career. We believe that the best way to build the future of FinTech is to invest in early talent, providing a bridge from the classroom to the heart of our mission.
image: https://sofietyblog.sofi.com/hubfs/Externship%20Blog%20Header%20(1)-3.png
---

<https://www.sofi.com/>

- Products 
    - Borrow 
          - - [Student Loan Refinancing](https://www.sofi.com/refinance-student-loan/) 
                            - [Medical Resident Refinancing](https://www.sofi.com/medical-resident-refinance/)
                            - [Parent PLUS Refinancing](https://www.sofi.com/parent-plus-refinancing/)
                            - [Medical Professional Refinancing](https://www.sofi.com/medical-professional-refinancing/)
                            - [Law & MBA Refinancing](https://www.sofi.com/law-mba-degree-refinancing/)
                  - [Private Student Loans](https://www.sofi.com/private-student-loans/) 
                            - [Undergraduate Student Loans](https://www.sofi.com/private-student-loans/undergraduate-loans/)
                            - [Graduate Student Loans](https://www.sofi.com/private-student-loans/graduate-loans/)
                            - [Law & MBA Loans](https://www.sofi.com/private-student-loans/law-school-and-mba-loans/)
                            - [Parent Student Loans](https://www.sofi.com/private-student-loans/parent-loans/)
          - - [Personal Loans](https://www.sofi.com/personal-loans/) 
                            - [Home Improvement Loan](https://www.sofi.com/personal-loans/home-improvement-loans/)
                            - [Credit Card Consolidation](https://www.sofi.com/personal-loans/credit-card-consolidation-loans/)
                            - [Relocation Assistance](https://www.sofi.com/personal-loans/relocation-loans/)
                            - [Medical Loans](https://www.sofi.com/personal-loans/medical-financing-loans/)
                  - [Home Loans](https://www.sofi.com/home-loans/) 
                            - [Mortgage](https://www.sofi.com/home-loans/mortgage/)
                            - [Mortgage Refinancing](https://www.sofi.com/home-loans/mortgage-refinance/)
                            - [Cash-Out Refinance](https://www.sofi.com/home-loans/cash-out-refinance/)
                            - [Home Equity](https://www.sofi.com/home-loans/mortgage-springeq/)
                  - [Auto Loan Refinance](https://lanterncredit.com/auto-loan-refi?utm_source=SoFi&utm_medium=globalnav)
    - - Invest 
                  - [SoFi Invest®](https://www.sofi.com/invest/) 
                            - [**NEW!** IPO Investing](https://www.sofi.com/invest/ipo-investing/)
                            - [Active Investing](https://www.sofi.com/invest/active/)
                            - [Automated Investing](https://www.sofi.com/invest/automated/)
                            - [Retirement Accounts](https://www.sofi.com/invest/retirement-accounts/)
                            - [Crypto](https://www.sofi.com/invest/buy-cryptocurrency/)
                            - [Stock Bits](https://www.sofi.com/invest/fractional-shares/)
                            - [ETFs](https://www.sofi.com/invest/etfs/)
                            - [Investing 101](https://www.sofi.com/investing-101-center/)
          - - Spend 
                            - [**NEW!** SoFi Credit Card](https://www.sofi.com/credit-card/)
                            - [SoFi Money®](https://www.sofi.com/money/)
                            - [SoFi Relay](https://www.sofi.com/relay/)
                  - Protect 
                            - [SoFi Protect](https://www.sofi.com/protect/) 
                                        - [Renters Insurance](https://www.sofi.com/protect/renters-insurance/)
                                        - [Homeowners Insurance](https://www.sofi.com/protect/homeowners-insurance/)
                                        - [Auto Insurance](https://www.sofi.com/protect/auto-insurance/)
                                        - [Life Insurance](https://www.sofi.com/protect/life-insurance/)
                                        - [Estate Planning](https://www.sofi.com/protect/estate-planning/)
          - For Business 
                  - [SoFi at Work](https://www.sofi.com/sofi-at-work)
                  - [Small Business Financing](https://www.lanterncredit.com/small-business?utm_source=SoFi&utm_medium=topnav&utm_campaign=PPP2)
                  - [Browse all products](https://www.sofi.com/products/)
- Member Benefits 
    - - [SoFi Member Rewards](https://www.sofi.com/rewards/) 
                  - Earn points for making moves toward financial independence—every step of the way.
          - [Referral Program](https://www.sofi.com/referral-program/) 
                  - Refer your friends & family to SoFi and get paid.
          - [Edmit Plus](https://www.sofi.com/edmit/) 
                  - Get no-cost access to Edmit Plus—a tool that helps you compare the true cost of colleges.
    - - [Member Advisory Board](https://www.sofi.com/member-advisory-board/) 
                  - Meet our panel of SoFi Members who provide invaluable feedback across all our products and services.
          - [SoFi Stadium](https://www.sofi.com/sofi-stadium/) 
                  - Members get exclusive SoFi Stadium perks like expedited entry, access to the SoFi Member Lounge, and more.
          - [Career Coaching](https://www.sofi.com/career-coaching/) 
                  - Get access to experienced career coaches—complimentary for all SoFi members.
    - - [Member Experiences](https://www.sofi.com/experiences/) 
                  - Exclusive member events to build your future, community, and career.
          - [Financial Planning](https://www.sofi.com/no-cost-financial-planning/) 
                  - Get personalized advice from a credentialed financial planner–at no cost.
          - [Estate Planning](https://www.sofi.com/protect/estate-planning/) 
                  - Get access to estate planning services and draft your will for free.
- Resources 
    - - Top Resources 
                  - [Student Loans Help Center](https://www.sofi.com/student-loan-help/)
                  - [Home Loan Help Center](https://www.sofi.com/home-loan-help-center/)
                  - [Fixed vs. Variable Rates](https://www.sofi.com/fixed-vs-variable-rate-loans/)
                  - [Medical School Refinance Guide](https://www.sofi.com/medical-student-loan-refinance-guide/)
                  - [Smart Investing 101 Guide](https://www.sofi.com/wealth-investing-guide/)
                  - [Consolidate vs. Refi](https://www.sofi.com/consolidate-student-loans-vs-refinance/)
                  - [See All Resources](https://www.sofi.com/learn/)
    - - Top Tools 
                  - [Student Loan Refinance Calculator](https://www.sofi.com/student-loan-refinancing-calculator/)
                  - [Mortgage Calculator](https://www.sofi.com/mortgage-calculator/)
                  - [Student Loan Payment Calculator](https://www.sofi.com/student-loan-calculator/)
                  - [Personal Loan Calculator](https://www.sofi.com/personal-loan-calculator/)
                  - [Student Loan Payoff Calculator](https://www.sofi.com/student-loans-payoff-calculator/)
                  - [Home Affordability Calculator](https://www.sofi.com/home-affordability-calculator/)
                  - [See All Tools](https://www.sofi.com/learn/content/tools-calculators/)
    - - Learn More 
                  - [SoFi Daily Newsletter](https://www.sofi.com/daily-financial-news/)
                  - [Visit Our Blog](https://www.sofi.com/blog/)
                  - [FAQs](https://www.sofi.com/faq/)
                  - [Eligibility Criteria](https://www.sofi.com/eligibility-criteria/)
- About 
    - - [Our Leadership](https://www.sofi.com/our-leadership/) 
                  - Meet the SoFi leadership team and board members.
    - - [How it Works](https://www.sofi.com/how-it-works/) 
                  - Read about how SoFi works—and how we can help you reach your financial goals.
    - - [Our Values](https://www.sofi.com/values/) 
                  - Learn more about SoFi’s core values.
    - - [Press](https://www.sofi.com/press/) 
                  - Read through the latest SoFi news coverage.
    - - [Investors](https://www.sofi.com/investors/) 
                  - Information for our investors.
    - - [Careers](https://www.sofi.com/careers/) 
                  - Come work with us!
    - - [Contact Us](https://www.sofi.com/contact-us/) 
                  - Questions? Comments? Just want to talk? Get in touch with us via phone or email.

- Products 
    - Borrow 
          - [Student Loan Refinancing](https://www.sofi.com/refinance-student-loan/)
          - [Medical Resident Refinancing](https://www.sofi.com/medical-resident-refinance/)
          - [Parent PLUS Refinancing](https://www.sofi.com/parent-plus-refinancing/)
          - [Medical Professional Refinancing](https://www.sofi.com/medical-professional-refinancing/)
          - [Law & MBA Refinancing](https://www.sofi.com/law-mba-degree-refinancing/)
          - [Private Student Loans](https://www.sofi.com/private-student-loans/)
          - [Undergraduate Student Loans](https://www.sofi.com/private-student-loans/undergraduate-loans/)
          - [Graduate Student Loans](https://www.sofi.com/private-student-loans/graduate-loans/)
          - [Law & MBA Loans](https://www.sofi.com/private-student-loans/law-school-and-mba-loans/)
          - [Parent Student Loans](https://www.sofi.com/private-student-loans/parent-loans/)
          - [Personal Loans](https://www.sofi.com/personal-loans/)
          - [Home Improvement Loan](https://www.sofi.com/personal-loans/home-improvement-loans/)
          - [Credit Card Consolidation](https://www.sofi.com/personal-loans/credit-card-consolidation-loans/)
          - [Relocation Assistance](https://www.sofi.com/personal-loans/relocation-loans/)
          - [Medical Loans](https://www.sofi.com/personal-loans/medical-financing-loans/)
          - [Home Loans](https://www.sofi.com/home-loans/)
          - [Mortgage](https://www.sofi.com/home-loans/mortgage/)
          - [Mortgage Refinancing](https://www.sofi.com/home-loans/mortgage-refinance/)
          - [Cash-Out Refinance](https://www.sofi.com/home-loans/cash-out-refinance/)
          - [Home Equity](https://www.sofi.com/home-loans/mortgage-springeq/)
          - [Auto Loan Refinance](https://lanterncredit.com/auto-loan-refi?utm_source=SoFi&utm_medium=globalnav)
    - Invest 
          - [SoFi Invest®](https://www.sofi.com/invest/)
          - [**NEW!** IPO Investing](https://www.sofi.com/invest/ipo-investing/)
          - [Active Investing](https://www.sofi.com/invest/active/)
          - [Automated Investing](https://www.sofi.com/invest/automated/)
          - [Retirement Accounts](https://www.sofi.com/invest/retirement-accounts/)
          - [Crypto](https://www.sofi.com/invest/buy-cryptocurrency/)
          - [Stock Bits](https://www.sofi.com/invest/fractional-shares/)
          - [ETFs](https://www.sofi.com/invest/etfs/)
          - [Investing 101](https://www.sofi.com/investing-101-center/)
    - Spend 
          - [**NEW!** SoFi Credit Card](https://www.sofi.com/credit-card/)
          - [SoFi Money®](https://www.sofi.com/money/)
          - [SoFi Relay](https://www.sofi.com/relay/)
    - Protect 
          - [SoFi Protect](https://www.sofi.com/protect/)
          - [Renters Insurance](https://www.sofi.com/protect/renters-insurance/)
          - [Homeowners Insurance](https://www.sofi.com/protect/homeowners-insurance/)
          - [Auto Insurance](https://www.sofi.com/protect/auto-insurance/)
          - [Life Insurance](https://www.sofi.com/protect/life-insurance/)
          - [Estate Planning](https://www.sofi.com/protect/estate-planning/)
    - For Business 
          - [SoFi at Work](https://www.sofi.com/sofi-at-work)
          - [Small Business Financing](https://www.lanterncredit.com/small-business?utm_source=SoFi&utm_medium=topnav&utm_campaign=PPP2)
    - [Browse all products](https://www.sofi.com/products/)
- Member Benefits 
    - [SoFi Member Rewards](https://www.sofi.com/rewards/)
    - [Referral Program](https://www.sofi.com/referral-program/)
    - [Edmit Plus](https://www.sofi.com/edmit/)
    - [Member Advisory Board](https://www.sofi.com/member-advisory-board/)
    - [SoFi Stadium](https://www.sofi.com/sofi-stadium/)
    - [Career Coaching](https://www.sofi.com/career-coaching/)
    - [Member Experiences](https://www.sofi.com/experiences/)
    - [Financial Planning](https://www.sofi.com/no-cost-financial-planning/)
    - [Estate Planning](https://www.sofi.com/protect/estate-planning/)
    - [See All Benefits](https://www.sofi.com/member-benefits/)
- Resources 
    - [Visit SoFi Learn](https://www.sofi.com/learn/)
    - [Visit Our Blog](https://www.sofi.com/blog/)
    - [FAQs](https://www.sofi.com/faq/)
    - [Eligibility Criteria](https://www.sofi.com/eligibility-criteria/)
    - Top Resources
    - [Student Loans Help Center](https://www.sofi.com/student-loan-help/)
    - [Home Loan Help Center](https://www.sofi.com/home-loan-help-center/)
    - [Fixed vs. Variable Rates](https://www.sofi.com/fixed-vs-variable-rate-loans/)
    - [Medical School Refinance Guide](https://www.sofi.com/medical-student-loan-refinance-guide/)
    - [Smart Investing 101 Guide](https://www.sofi.com/wealth-investing-guide/)
    - [Consolidate vs. Refi](https://www.sofi.com/consolidate-student-loans-vs-refinance/)
    - [See All Resources](https://www.sofi.com/learn/)
    - Top Tools
    - [Student Loan Refinance Calculator](https://www.sofi.com/student-loan-refinancing-calculator/)
    - [Mortgage Calculator](https://www.sofi.com/mortgage-calculator/)
    - [Student Loan Payment Calculator](https://www.sofi.com/student-loan-calculator/)
    - [Personal Loan Calculator](https://www.sofi.com/personal-loan-calculator/)
    - [Student Loan Payoff Calculator](https://www.sofi.com/student-loans-payoff-calculator/)
    - [Home Affordability Calculator](https://www.sofi.com/home-affordability-calculator/)
    - [See All Tools](https://www.sofi.com/learn/content/tools-calculators/)
- About 
    - [About Us](https://www.sofi.com/our-story/)
    - [Our Leadership](https://www.sofi.com/our-leadership/)
    - [How it Works](https://www.sofi.com/how-it-works/)
    - [Our Values](https://www.sofi.com/values/)
    - [Press](https://www.sofi.com/press/)
    - [Investors](https://www.sofi.com/investors/)
    - [Careers](https://www.sofi.com/careers/)
    - [Contact Us](https://www.sofi.com/contact-us/)

- [Log In](https://www.sofi.com/b/)
- [Apply Now](https://www.sofi.com/careers/#view-jobs)

[Return to blog](https://sofietyblog.sofi.com/)

[![](https://sofietyblog.sofi.com/hs-fs/hubfs/Externship%20Blog%20Header%20(1)-3.png?width=828&name=Externship%20Blog%20Header%20(1)-3.png)](https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1)

# From New Graduate to Impact: Meeting Our Newest Full-Time Hires

[Facebook](http://www.facebook.com/sharer/sharer.php?u=https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1) [Twitter](https://twitter.com/intent/tweet?url=https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1&text=From%20New%20Graduate%20to%20Impact:%20Meeting%20Our%20Newest%20Full-Time%20Hires) [Pinterest](https://sofietyblog.sofi.com/href=) [LinkedIn](http://www.linkedin.com/shareArticle?mini=true&url=https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1) [Share](https://www.addtoany.com/share#url=https%3A%2F%2Fwww.sofi.com%2Fblog%2Fstates-end-pandemic-unemployment-benefits%2F&title=Some%20States%20End%20Pandemic%20Unemployment%20Benefits)

 By [Haley Reynolds](https://sofietyblog.sofi.com/author/haley-reynolds-1)  |    September 15, 2026  |   [Career Development](https://sofietyblog.sofi.com/tag/career-development)   |  

At SoFi, our New Grad Program is the first chapter of a long-term career. We believe that the best way to build the future of FinTech is to invest in early talent, providing a bridge from the classroom to the heart of our mission. Today, we are proud to spotlight Maryam Mussa, Max Cooney, Natalie So, and Duong Nguyen, four exceptional individuals who began their journeys in our New Grad Program. By transitioning from learning the ropes to owning the work, they’ve gained a unique perspective on our culture, our pace, and what it truly takes to live the SoFi Way.

**Transitioning from university to a full-time career is a huge leap. What was the specific moment during your internship or SoFi’s Finance Leadership Program when you realized SoFi was the right place to land?**

**Duong:** It was the accessibility of leadership. As an intern, I had the visibility to present my work directly to the CEO for a case study and to the CTO for my specific project. Realizing that the traditional "boss vs. employee" hierarchy doesn't exist here made me realize my potential was limitless.

**Maryam:** I felt it through the pace. I joined full-time in September 2024, immediately after my internship. I learned quickly that people here move with massive ambition. Success depended on how fast I could throw myself into the work, and having a team that trusted me to bring my own ideas to the table from day one was invaluable.

**Max:** I participated in the Finance Leadership Program (FLP) which gives new graduates the opportunity to rotate across SoFi’s finance organization and work on complex, high-impact projects through three six-month rotations. The moment that stood out was actually the first few days on the job. The FLP class above us went out of their way to welcome our cohort, get us settled, and make us feel at home. That genuinely resonated with me. When the people around you invest in your success from day one, you know you're in the right place.

**Natalie:** For me, it was getting to see the real-world impact of the work I was doing. As a Creative Production Studio intern, I had the opportunity to work on everything from paid social ads and internal company-wide assets to creative for the SoFi website.

One moment that really stood out was seeing an ad I had worked on actually show up on my friends’ and families’ social media feed. It was a small moment, but it was really exciting to see something I had helped create out in the world and reach real people. I was trusted to contribute to real, meaningful work, and I got exposure to so many different sides of the creative process. That experience made me realize SoFi was a place where I could continue learning, take on new challenges, and actually see the impact of what I create.

**Once you moved into your permanent roles, how did your support systems evolve to help you handle professional responsibilities?**

**Max:** My support system really grew when I transitioned out of the FLP and joined the capital markets team full time. Capital markets is a large, fast-moving team that's constantly bringing on new members, so they have a natural rhythm for ramping people up. From day one I had plenty of opportunities to ask questions, access resources, and learn from experienced colleagues who had been through the same process. That environment made the transition from the program into a permanent role feel seamless.

**Duong:** My team in Digital Identity acted more like friends and mentors than supervisors. They gave me a level of autonomy that’s rare for an entry-level engineer. Having that safety net allowed me to take on "limit-testing" tasks that I originally thought were beyond my reach.

**Natalie:** As an intern, there was naturally a lot more guidance and people checking in to make sure I had what I needed. Once I became full-time, I was given a lot more autonomy to manage my own projects, but I still knew I had a team I could lean on.

One of the biggest ways I’ve seen that growth is in meetings: I went from being the intern who would listen and learn, to becoming more confident in sharing my perspective and eventually leading meetings and projects of my own. Having a team that supported my ideas and trusted me with that responsibility gave me the confidence to step up and take more ownership.

**Is there a specific project you started as an intern that has now come to fruition in your full-time role?**

**Maryam:** Definitely. During the summer of 2024, I worked on the Home Equity (HE) business. I was tasked with refreshing the HE web presence, which meant doing market research and working with data science to calculate member savings. Since then, the Home Equity business has expanded significantly, and it’s been amazing to see those early creative projects I touched become a core part of our marketing.

**Max:** The rotational nature of my work meant constantly carrying best practices forward. One example is the ERP implementation I was involved in during my first rotation. I was brought in during the early building and testing phases, so I wasn't there for the full rollout, but I helped lay the groundwork for what is now our current ERP system. Seeing that come to life in my full-time role has been a cool full-circle moment

**Looking back at your journey, what is the biggest lesson you’ve learned about succeeding at SoFi?**

**Duong:** It’s about the 1% improvement mindset. Don’t just write code; focus on micro-habits, like learning a new design pattern or communicating more clearly. I also suggest "limit testing"—seek out the hardest, most uncomfortable tasks. That’s where the growth happens.

**Maryam:** Show up and be an active partner. My job is highly cross-functional, so building a strong foundation with partners is key. My advice? Ask questions, be a participant, and keep that camera on! It makes you a teammate people actually want to innovate with.

**Natalie:** One of SoFi’s core values is “Iterate, Learn, Innovate,” and that mindset has taught me to challenge the status quo. What’s made that lesson stick with me is seeing how deeply that mindset is embedded in the way we work every day. From the way meetings are run, and how teams are organized, to the workflows we use, there’s always an openness to question what we’re doing and find a better way forward. Everyone at SoFi is really receptive to feedback and change. This has taught me not to just accept something because it’s the way it’s always been done. Whether it’s finding a more efficient workflow, approaching a creative project differently, or bringing a new idea to the table, I’ve learned to speak up and challenge myself and the people around me to think differently.

[Facebook](http://www.facebook.com/sharer/sharer.php?u=https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1) [Twitter](https://twitter.com/intent/tweet?url=https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1&text=From%20New%20Graduate%20to%20Impact:%20Meeting%20Our%20Newest%20Full-Time%20Hires) [Pinterest](https://sofietyblog.sofi.com/href=) [LinkedIn](http://www.linkedin.com/shareArticle?mini=true&url=https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1) [Share](https://www.addtoany.com/share#url=https%3A%2F%2Fwww.sofi.com%2Fblog%2Fstates-end-pandemic-unemployment-benefits%2F&title=Some%20States%20End%20Pandemic%20Unemployment%20Benefits)

[Career Development](https://sofietyblog.sofi.com/tag/career-development)

### All your finances. All in one app.

![SoFi QR code, Download now, scan this with your phone’s camera](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/QR-code-button_Blog@2x.png?width=262&height=103&name=QR-code-button_Blog@2x.png "SoFi QR code")

### All your finances. All in one app.

#### App Store rating

[![SoFi iOS App, Download on the App Store](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/apple-badge-expires.png?width=194&height=58&name=apple-badge-expires.png "SoFi iOS App")](https://sofi.app.link/vJ8JCImW55)   
[![SoFi Android App, Get it on Google Play](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/android-badge-expires.png?width=194&height=58&name=android-badge-expires.png "SoFi Android App")](https://sofi.app.link/1kyqoZfW55)

Haley Reynolds

### CATEGORIES

- [All](https://sofietyblog.sofi.com)
- [Career Development](https://sofietyblog.sofi.com/tag/career-development)
- [Inclusive Culture](https://sofietyblog.sofi.com/tag/inclusive-culture)
- [News](https://sofietyblog.sofi.com/tag/news)
- [Internal Mobility](https://sofietyblog.sofi.com/tag/internal-mobility)
- [Engineering](https://sofietyblog.sofi.com/tag/engineering)
- [Leadership](https://sofietyblog.sofi.com/tag/leadership)

![SoFi Daily](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/SoFiDaily_Logo_White.png?width=100&height=45&name=SoFiDaily_Logo_White.png)

 Stay up to date on the latest business news and stock market happenings.

[Learn more](https://www.sofi.com/daily-financial-news/)

#### QUESTIONS?

 **Customer Support:  
[(855) 456-7634 Phone number](tel:+18554567634)**

- Mon-Thu 5:00 AM - 7:00 PM PT
- Fri-Sun 5:00 AM - 5:00 PM PT

 **Home Loans General Support:  
[(844) 763-4466 Phone number](tel:+18447634466)**

- Mon-Fri 6:00 AM – 6:00 PM PT
- Closed Saturday & Sunday

 **Invest Support:  
[investsupport@sofi.com](mailto:investsupport@sofi.com)**

- Mon-Thu 8:00 AM – 8:00 PM EST
- Fri 8:00 AM - 7:00 PM EST
- Closed Saturday & Sunday

#### PRODUCTS

- [Student Loan Refinancing](https://www.sofi.com/refinance-student-loan/)
- [Medical/Dental Resident Refinancing](https://www.sofi.com/medical-resident-refinance/)
- [Parent PLUS Refinancing](https://www.sofi.com/parent-plus-refinancing/)
- [Medical Professional Refinancing](https://www.sofi.com/medical-professional-refinancing/)
- [Law & MBA Refinancing](https://www.sofi.com/law-mba-degree-refinancing/)
- [Private Student Loans](https://www.sofi.com/private-student-loans/)
- [Undergraduate Student Loans](https://www.sofi.com/private-student-loans/undergraduate-loans/)
- [Graduate Student Loans](https://www.sofi.com/private-student-loans/graduate-loans/)
- [Law & MBA Loans](https://www.sofi.com/private-student-loans/law-school-and-mba-loans/)
- [Parent Student Loans](https://www.sofi.com/private-student-loans/parent-loans/)
- [Personal Loans](https://www.sofi.com/personal-loans/)
- [Home Loans](https://www.sofi.com/home-loans/)
- [Mortgage](https://www.sofi.com/home-loans/mortgage/)
- [Mortgage Refinance](https://www.sofi.com/home-loans/mortgage-refinance/)
- [Auto Loan Refinance](https://lanterncredit.com/auto-loan-refi?utm_source=SoFi&utm_medium=globalnav)
- [SoFi Invest®](https://www.sofi.com/invest/)
- [IPO Investing](https://www.sofi.com/invest/ipo-investing/)
- [Crypto](https://www.sofi.com/invest/buy-cryptocurrency/)
- [Stock Bits](https://www.sofi.com/invest/fractional-shares/)
- [Active Investing](https://www.sofi.com/invest/active/)
- [Automated Investing](https://www.sofi.com/invest/automated/)
- [ETFs](https://www.sofi.com/invest/etfs/)
- [SoFi Protect](https://www.sofi.com/protect/)
- [Renters Insurance](https://www.sofi.com/protect/renters-insurance/)
- [Homeowners Insurance](https://www.sofi.com/protect/homeowners-insurance/)
- [Auto Insurance](https://www.sofi.com/protect/auto-insurance/)
- [Life Insurance](https://www.sofi.com/protect/life-insurance/)
- [Estate Planning](https://www.sofi.com/protect/estate-planning/)
- [SoFi Credit Card](https://www.sofi.com/credit-card/)
- [SoFi Money®](https://www.sofi.com/money/)
- [SoFi Relay](https://www.sofi.com/relay/)
- [SoFi at Work](https://www.sofi.com/sofi-at-work/)
- [Small Business Financing](https://www.lanterncredit.com/small-business?utm_source=SoFi&utm_medium=bottomnav&utm_campaign=PPP2)

#### COMPANY

- [About Us](https://www.sofi.com/our-story/)
- [Our Leadership](https://www.sofi.com/our-leadership/)
- [How it Works](https://www.sofi.com/how-it-works/)
- [Our Values](https://www.sofi.com/values/)
- [Press](https://www.sofi.com/press/)
- [Investors](https://www.sofi.com/investors/)
- [Careers](https://www.sofi.com/careers/)
- [Contact Us](https://www.sofi.com/contact-us/)
- [Blog](https://www.sofi.com/blog/)
- [FAQs](https://www.sofi.com/faq/)

#### LEGAL

- [Privacy & Security](https://www.sofi.com/privacy-policies/)
- [Terms of Use](https://www.sofi.com/terms-of-use/)
- [Disclaimers](https://www.sofi.com/legal/)
- [Licenses](https://www.sofi.com/legal#licenses)
- [NMLS Access](http://www.nmlsconsumeraccess.org/)
- [Eligibility Criteria](https://www.sofi.com/eligibility-criteria/)
- [ADA Accessibility](https://www.sofi.com/accessibility/)
- [Business Continuity](https://www.sofi.com/legal#bcp)

#### QUESTIONS

- [FAQs](https://www.sofi.com/faq/)
- [Contact Us](https://www.sofi.com/contact-us/)

![SoFi Daily](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/SoFiDaily_Logo_Blue.png?width=100&height=45&name=SoFiDaily_Logo_Blue.png)

 **Stay up to date on the latest business news and stock  
 market happenings.** [Learn more](https://www.sofi.com/daily-financial-news/)

- <https://www.facebook.com/SoFi>
- <http://www.linkedin.com/company/2301992>
- <https://twitter.com/SoFi>
- <https://instagram.com/sofi/>

- ![SoFi QR code, Download now, scan this with your phone’s camera](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/Global-footer-QR-code@2x.png?width=330&height=130&name=Global-footer-QR-code@2x.png "SoFi QR code")
- [![Download on the App Store](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/apple-badge-expires.png?width=116&height=35&name=apple-badge-expires.png "SoFi iOS App")](https://sofi.app.link/9PWl9h1gs4/)
- [![Get it on Google Play](https://sofietyblog.sofi.com/hs-fs/hubfs/raw_assets/public/SoFi_May2021/images/android-badge-expires.png?width=116&height=35&name=android-badge-expires.png "SoFi Android App")](https://sofi.app.link/iXoJohohs4)

 2750 East Cottonwood Parkway #300  
 Cottonwood Heights, Utah 84121

**Important: Bitcoin and other cryptocurrencies aren’t endorsed or guaranteed by any government, are volatile and involve a high degree of risk.**

**Investment Products:**

**ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE**

[![Broker Check](https://sofietyblog.sofi.com/hubfs/raw_assets/public/SoFi_May2021/images/BrokerCheck-logo.png)](https://brokercheck.finra.org/)

[Rule 606 Order Routing](http://public.s3.com/rule606/apex/)

**[Statement of Financial Condition . PDF File](https://d32ijn7u0aqfv4.cloudfront.net/wp/wp-content/uploads/raw/063020-Sofi-Securities-LLC-Unaudited-Statement-of-Financial-Condition.pdf)**

**SoFi Money: SoFi Money® is a cash management account, which is a brokerage product, offered by SoFi Securities LLC. Member [**FINRA**/](http://www.finra.org/)<http://www.finra.org/>[**SIPC**](http://www.sipc.org/). Neither SoFi nor its affiliates are a bank.**

 The SoFi Money® World Debit Mastercard® is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is the issuer of the SoFi Money® World Debit Mastercard® only and is not responsible for other products, services or other offerings through SoFi.

**SoFi Invest:**

SoFi Invest refers to the three investment and trading platforms operated by Social Finance, Inc. and its affiliates (described below). Individual customer accounts may be subject to the terms applicable to one or more of the platforms below.

 1)Automated Investing and advisory services are provided by SoFi Wealth LLC, an SEC-Registered Investment Adviser (“Sofi Wealth“). Brokerage services are provided to SoFi Wealth LLC by SoFi Securities LLC.

 2) Active Investing and brokerage services are provided by SoFi Securities LLC, Member [FINRA](http://www.finra.org/)/[SIPC](https://www.sipc.org/), (“Sofi Securities). Clearing and custody of all securities are provided by APEX Clearing Corporation.

3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business. For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit [legal](https://www.sofi.com/legal/).

 Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or pre-qualification for any loan product offered by SoFi Lending Corp and/or its affiliates.

**SoFi Relay:** SoFi’s Relay tool offers users the ability to connect both in-house accounts and external accounts using Plaid, Inc’s service. When you use the service to connect an account, you authorize SoFi to obtain account information from any external accounts as set forth in SoFi’s Terms of Use. SoFi assumes no responsibility for the timeliness, accuracy, deletion, non-delivery or failure to store any user data, loss of user data, communications, or personalization settings. You shall confirm the accuracy of Plaid data through sources independent of SoFi. The credit score provided to you is a Vantage Score® based on TransUnion™ (the “Processing Agent”) data.

**SoFi Protect/Ladder:** Ladder offers term policies in New York (policy form # MN-26) that are issued by Allianz Life Insurance Company of New York. Term policies are issued in all other states and DC by Fidelity Security Life Insurance Company, Kansas City, MO (policy form No. ICC17-M-1069 and M-1069). Coverage and pricing is subject to eligibility and underwriting criteria. SoFi Agency and its affiliates do not guarantee the services of any insurance company. The California license number for SoFi Agency is 0L13077 and for Ladder is OK 22568. Ladder, SoFi and SoFi Agency are separate, independent entities and are not responsible for the financial condition, business, or legal obligations of the other. Social Finance, Inc. (SoFi) and Social Finance Life Insurance Agency, LLC (SoFi Agency) do not issue, underwrite insurance or pay claims under LadderLifeTM policies. SoFi is compensated by Ladder for each customer that completes an application through the SoFi-Ladder partnership.

 SoFi offers customers the opportunity to reach Ladder Insurance Services, LLC to obtain information about estate planning documents such as wills.

 Social Finance, Inc. (“SoFi”) will be paid a marketing fee by Ladder when customers make a purchase through this SoFi Protect link.

 All services from Ladder Insurance Services, LLC are their own. Once you reach Ladder, SoFi is not involved and has no control over the products or services involved.

 The Ladder service is limited to documents and does not provide legal advice. Individual circumstances are unique and using documents provided is not a substitute for obtaining legal advice.

 LadderLife™ term life is a term life insurance policy made available through Ladder Insurance Services, LLC (Ladder) and underwritten by Fidelity Security Life Insurance Company, Kansas City, MO. Product availability and features may vary by state. Not available in New York. The California license number for Ladder is OK22568. Policy Form No. ICC17-M-1069, M-1069. Policy No. TL-146.

**NOTICE: Recent legislative changes have suspended all federal student loan payments and waived interest charges on federally held loans until 09/30/21. Please carefully consider these changes before refinancing federally held loans with SoFi, as in doing so you will no longer qualify for these changes or other future benefits applicable to federally held loans.**

 Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status and meet SoFi’s underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, years of professional experience, income, and a variety of other factors. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. **Notice: SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers, or may become available, such as Income Based Repayment, Income Contingent Repayment, or PAYE.** Your existing student loan(s) must total a minimum of $5,000 to be eligible for refinancing. Minimum loan amount may be higher in specific states due to legal requirements. Licensed by the Department of Financial Protection and Innovation under the California Financing Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp. or an affiliate, NMLS # 1121636 [(www.nmlsconsumeraccess.org) Opens A New Window.](https://sofietyblog.sofi.com/www.nmlsconsumeraccess.org)

**Lantern:** SoFi receives compensation in the event you obtain a loan through the Lantern marketplace. The Lantern site is owned by SoFi Lending Corp. or an affiliate, a lender licensed by the DFPI under the CFL, license number 6054612, NMLS #1121636 [(www.nmlsconsumeraccess.org) Opens A New Window.](https://sofietyblog.sofi.com/www.nmlsconsumeraccess.org). Loans may not be available in all states.

 Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries.

 Google Play and the Google Play logo are trademarks of Google Inc.

 SoFi 234 1st Street, San Francisco, CA 94105

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, genetics, or any other basis prohibited by applicable law. In addition to federal law requirements, SoFi complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.

Additionally, SoFi participates in the E-VerifyOpens A New Window.  program in certain locations, as required by law. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

©2026 Social Finance, Inc. All rights reserved.

TLS 1.2 Encrypted

Equal Housing Lender

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Haley Reynolds",
    "url" : "https://sofietyblog.sofi.com/author/haley-reynolds-1"
  },
  "dateModified" : "2026-09-16T00:48:34.807Z",
  "datePublished" : "2026-09-16T00:48:34.000Z",
  "headline" : "From New Graduate to Impact: Meeting Our Newest Full-Time Hires",
  "image" : [ "https://sofietyblog.sofi.com/hubfs/Externship%20Blog%20Header%20(1)-3.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://sofietyblog.sofi.com/from-new-graduate-to-impact-meeting-our-newest-full-time-hires-1",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://sofietyblog.sofi.com/hubfs/SoFi_horz_RGB_Turquoise_CircleR_Upward.jpg"
    },
    "name" : "SoFi"
  }
}
```